Life insurance is the building block of any good financial plan. It can protects your family against the loss of income caused by a premature death. Some life insurance policies are permanent, while others only last a specific amount of time and are commonly referred to as term life insurance. Whether you think you need term life insurance or a permanent life insurance plan, you should always get the policy that is right for you.
Disability insurance can protect against the agony of income loss caused by an injury or sickness outside of the workplace.
Group Health Insurance can help employees pay for some of the costs of medical services including yearly physicals, blood testing, and surgeries. Most group health insurance plans require a co-pay for covered doctor visits and prescription drugs.
Travel insurance is a type of insurance that can help indemnify you against a trip cancellation or evacuation. A travel insurance policy comes with specific definitions regarding to what it considers an emergency evacuation or travel related sickness or accident. You can find insurance coverage for terrorism, hazardous sports and activities, annual travel insurance (Holiday Insurance policy), and much more.
Travel Health Insurance is a health insurance coverage for those that do not reside in their native country. Many American's health insurance plans do not offer medical protection outside of the United States. If you are a college student abroad, missionary, or expatriate in need of a doctor or hospital in another country, you might need to purchase a travel health insurance policy; otherwise the school or organization has it available for you. Travel Health Insurance is also known as international or global medical health insurance.
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